SBA 7(a) Loans
Backed by the U.S. Small Business Administration
The SBA’s flagship loan program helps small businesses access affordable, long-term financing for a variety of purposes—from working capital to equipment purchases and real estate. Terms and conditions vary depending on the loan type and use of funds.
Contact us to learn more about a Line of Credit
Call us at 424.335.5640 to speak to a loan specialist today.
Quick business funding without putting assets at risk
How funding works
Merchants must meet eligibility criteria set by both the SBA and the lender
SBA application processing typically takes 5–10 business days
Loan amounts available up to $5,000,000
Terms depend on loan purpose (e.g., up to 25 years for real estate)
Equipment loans may have terms up to 10 years
Rates are based on
Market Prime Rate (MPR)
Loan size and term
Time in business
Credit profile, profitability, and existing debt
Required documents
Application with basic business and merchant details
Business financial statements (balance sheets, profit and loss, projected statements)
Loan application history
Income tax returns
Additional documentation as needed
Ask Yourself
What will you use the SBA 7(a) loan funds for?
How soon do you need the funding?
Do you have any existing debt on your balance sheet?
Good to know
Long repayment terms, low interest rates, and no prepayment penalties make SBA 7(a) loans a great choice
Loans can be used for working capital, business expansion, or purchasing equipment and supplies
Additional SBA loan types are available depending on your needs
Client feedback on our services
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Financing options
15 ways to fund and support your small business
Financing options
Get up to $20,000,000 in funding — no collateral needed
Hours
Receive your funds within 48 hours
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