Streamlined access to the financial services

Scale Your Business smarter efficiently sustainably confidently

With personalized funding and elite business services, Premium Merchant Funding gives your business the power to thrive—while you stay focused on your goals.

Merchant Cash Advance

A merchant cash advance provides fast funding based on future sales, ideal for businesses needing quick, flexible working capital.

Equipment Financing

Equipment Financing helps businesses acquire necessary tools or machinery by spreading costs over time with affordable, manageable payments.

Mortgage Financing

Mortgage Financing offers funding to purchase or refinance property, with structured repayment plans tailored to your financial goals and property needs.

Dedicated specialists

Experienced specialists who understand your unique financing and operational needs.

Fast turnaround

Access the financing and business solutions you need to manage and grow—within 24 to 48 hours.

Industry leading rates

Get the best rates on financing and premium services to drive innovation, growth, and competitiveness.

Scale your business faster with reliable, results-oriented growth services.

Scale your business faster with reliable, results-oriented growth services.

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Specialists

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Financing options

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Financing options

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Financial solutions crafted specifically for your business

Agile and customized financing solutions to help your business thrive through challenges.

High-Quality Business Lending Options

At Heritage-Advance, we know that timely funding can be a game-changer for your business. That’s why we’ve simplified the process to offer flexible financing solutions tailored specifically to meet the unique needs of small businesses.

We actively help small businesses just like yours with:

 

  • Merchant Cash Advance
  • Line of Credit
  • Equipment Financing
  • Mortgage Financing
  • Term Loans
  • Factoring
  • P.O. Financing

Heritage-Advance offers merchant cash advances, small business loans, SBA loans, equipment financing, factoring, purchase order financing, lines of credit, and commercial mortgages nationwide.

Custom Small Business Solutions

Small businesses often face major challenges when it comes to managing finances and marketing efficiently. Issues like poor credit, high credit card processing fees, outdated payroll systems, or the lack of a strong online presence can all hold back growth.

That’s where Heritage-Advance comes in. Our team of dedicated service advisors works closely with you to identify, streamline, and implement the right solutions for your business—tailored to your specific needs. These include:

 

  • Credit Servicing (Personal & Business)
  • Credit Card Processing
  • HR and Payroll Services

Heritage-Advance  offers personal and business credit servicing, credit card processing, human resource services payroll,

Reach Goals. Build Success.

Optimize your financial and marketing systems to boost sales and enhance customer satisfaction.

Client feedback on our services

We provide financial solutions and business services that empower our clients to stay competitive and grow—helping drive our nation’s economy forward.

John Doe
we got our first business loan to expand our retail space and improve the customer experience. The results were immediate—higher sales and faster checkouts led to a full return on investment within 4 months.
Owns Small Insurance Company
Familia M
Thanks to Premium Merchant Funding, I was able to open a second restaurant location in California with full funding for renovations and equipment—exactly what I needed to grow.
Restaurant Owner
Winki Yon
Premium Merchant Funding provided the financing we needed to make essential upgrades. With competitive rates and flexible repayment terms, we saw increased customer traffic—and the loan paid for itself within 1–2 years!
Owns Retail Store

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