Merchant Cash Advance

Easier than long approval
steps and tough credit
rules for
regular bank loans

A merchant cash advance (MCA) gives quick, unsecured money to small business owners based on future card sales, offering a different way to get funds than normal bank loans. MCA gives fast cash, letting you use future income to get money right now.

Contact us to learn more about a Line of Credit

Call us at 000-231-213 to speak to a loan specialist today.

Quick business funding without putting assets at risk

1 How funding works

Cost range: 15% – 49%; fixed fee, not based on APR
Pay back daily, weekly, every two weeks, or monthly
Terms range from 30 days up to 24 months
Repay through bank debits or card sales holdbacks
Money can arrive in just one business day
Borrow between $2,000 and $2,000,000

Rates are based on

Based on your average monthly income
How long your business has been running
Your credit history
Your business’s profits and overall finances
The type of business you run

1 Required documents

Short 1-page application form
3 to 6 months of business bank statements
A copy of your driver’s license
A voided business check
Extra documents might be needed, like proof of ownership, profit & loss and balance sheet, tax returns, or customer payment reports

Ask Yourself

Do you already owe money for your business? If so, how much and to whom?
What will you use the money for?
How soon do you need the money?

1 Good to know

You can still get funded with low credit, past money issues, or if your business is under a year old
We can combine current merchant cash advances to cut payments and boost cash flow
The process is quick, easy, with little paperwork and same-day funding possible
Once half is paid off, you can apply for more funding
A good fit for businesses making $10,000 a month and running for 6+ months

Client feedback on our services

We provide financial solutions and business services that empower our clients to stay competitive and grow—helping drive our nation’s economy forward.

John Doe

we got our first business loan to expand our retail space and improve the customer experience. The results were immediate—higher sales and faster checkouts led to a full return on investment within 4 months.

Owns Small Insurance Company

Familia M

Thanks to Premium Merchant Funding, I was able to open a second restaurant location in California with full funding for renovations and equipment—exactly what I needed to grow.

Restaurant Owner

Winki Yon

Premium Merchant Funding provided the financing we needed to make essential upgrades. With competitive rates and flexible repayment terms, we saw increased customer traffic—and the loan paid for itself within 1–2 years!

Owns Retail Store

Scale your business faster with reliable, results-oriented growth services.

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Specialists

More than 500 funding experts ready to help you grow

Financing options

15 ways to fund and support your small business

$ 0 M

Financing options

Get up to $20,000,000 in funding — no collateral needed

Hours

Receive your funds within 48 hours

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