Factoring

A business advance secured by your outstanding invoices

A line of credit allows you to borrow funds for planned and unexpected expenses with a low rate. The approval process is fast and requires minimal paperwork.

Contact us to learn more about a Line of Credit

Call us at 000-231-213 to speak to a loan specialist today.

Quick business funding without putting assets at risk

How funding works

  • An invoice is a bill for goods or services that have already been delivered

  • A business sells its invoices to a third party (the factor) to meet immediate financial needs

Rates are based on

  • The creditworthiness of the invoice holder

  • The time remaining until the invoice is paid

Required documents

  • Sample invoice

  • Accounts receivable aging report

Ask Yourself

  • Are you factoring any invoices at the moment?

  • Do you need additional cash flow right now?

Good to know

  • We only factor business-to-business transactions

  • A residual account represents an ongoing relationship

  • With factoring, you get paid for your invoices immediately — no waiting required

Client feedback on our services

We provide financial solutions and business services that empower our clients to stay competitive and grow—helping drive our nation’s economy forward.

John Doe
we got our first business loan to expand our retail space and improve the customer experience. The results were immediate—higher sales and faster checkouts led to a full return on investment within 4 months.
Owns Small Insurance Company
Familia M
Thanks to Premium Merchant Funding, I was able to open a second restaurant location in California with full funding for renovations and equipment—exactly what I needed to grow.
Restaurant Owner
Winki Yon
Premium Merchant Funding provided the financing we needed to make essential upgrades. With competitive rates and flexible repayment terms, we saw increased customer traffic—and the loan paid for itself within 1–2 years!
Owns Retail Store

Scale your business faster with reliable, results-oriented growth services.

Scale your business faster with reliable, results-oriented growth services.

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Specialists

More than 500 funding experts ready to help you grow

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Financing options

15 ways to fund and support your small business

$ 0 M

Financing options

Get up to $20,000,000 in funding — no collateral needed

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Hours

Receive your funds within 48 hours

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